The Laddercast
The Laddercast is a female-forward real estate podcast. Sorcha + Shannon aim to educate how getting on the Property Ladder by owning just one home can change lives. We go in depth into real estate investing using methods available to everyone. This is a how-to podcast for real people. We will teach and guide you how to successfully own one or more residential homes and if you want to, move up into multi-family properties. Leverage your assets, change your life. Sorcha Porter with Tiny Empire Group at Living Room Realty, Oregon Real Estate License #201244211. Shannon McAlister NMLS 885982
Episodes
27 episodes
Ep 27: Rental Woes: Navigating Tenant Troubles and Safeguarding Your Investment
Having tenants poses a fair amount of risk to your real estate investment. In this episode we share ways you can get ahead of potential issues to help protect that investment (hint: planning, preparation and routine maintenance are key). We sha...
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Season 2
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Episode 27
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26:09
Ep 26: Top 4 Areas of Your Home to Winterize to Prevent Long-Term Damage
Home maintenance can be daunting. There is always something to do. With winter coming, there are a few things that you should absolutely not neglect. Keeping up with these 4 main areas in your home will help protect your investment and save you...
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19:03
Ep 25: Invest in Mult-Unit Real Estate with Minimum Down - New Changes Coming Soon
Investing in multi-unit properties is about to become more affordable. Fannie Mae is about to reduce the down payment required on 2-4 unit properties. In this episode, we cover the details, when it starts and who this is and isn't for. If you'v...
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Season 2
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Episode 26
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15:34
Ep 24: How to Shop for a Mortgage
TLDR: don't go to RocketMortgage. In this episode we cover how to shop for your mortgage lender and mortgage. It's OK to shop to find your people. In this market, mortgage lenders are getting very competitive trying to win deals. ...
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Episode 24
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20:42
Ep 23: How to Purchase Investment Property Without Income Verification
Can you purchase an investment property without verification of personal income? You sure can. A DSCR (Debt Service Coverage Ratio) Loan is the answer. Join us to learn what a DSCR loan is, who it's for and the other things you need to consider...
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Season 2
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Episode 23
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21:56
Ep 22: Is Airbnb Impacting Portland's Housing Market
In this episode we discuss if and how short-term rentals are impacting Portland's housing supply and housing costs. There are many mixed feelings out there about the impact of short-term rentals like Airbnb. Sorcha set about to look at the numb...
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Season 2
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Episode 22
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24:35
Ep 21: How a Property Seller Can Get You a Lower Interest Rate
Interest rates are a little higher than we're used to and it's making some people rethink purchasing a home. What if you could negotiate a lower rate paid by the seller? Sorcha and Shannon take you through the magical 2/1 Buydown. Learn how you...
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Season 2
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Episode 21
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20:29
Ep 20: Top 5 Portland Neighborhoods for a First Time Buyer in 2023
Considering buying a home in Portland, OR? We got you. This episode covers the top 5 neighborhoods in Portland that first time home buyers should consider in Summer 2023. Portland Realtor Sorcha Porter describes each, gives you the ins and outs...
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Season 2
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Episode 20
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23:36
Ep 19: How to Use the $0 Down VA Home Loan to Build a Real Estate Portfolio
In this episode we cover everything you need to know about the zero down payment VA home loan including what it's used for, gotchas you need to be watching for and how you can use it to kick off building a real estate portfolio. We share ...
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Season 2
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Episode 19
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19:29
Ep 18: 10 Ways to Improve Your Home That Won't Make You Go Broke
Does your yard need some love? In this episode, we cover 10 great resources to beautify your home without breaking the bank. You just spent all your money buying your home, and then they expect you to buy a lawn mower, too? We'll teach you a fe...
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Season 2
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Episode 18
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30:36
Ep 17: Want to Start an Airbnb On Your Property? All the Things to Consider
Are you considering starting an Airbnb on your property as a way to make money on your home? In this episode, we list the many, many things you need to think about before getting started: licensing and regulations, bookkeeping, management strat...
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Season 2
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Episode 17
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32:29
Ep 16: The Numbers on Sorcha's First Home
In this episode, we breakdown the numbers on the first home that Sorcha bought in 2016: how much it cost, the down payment (and where it came from), the monthly payment, and the profit made when she sold it. We compare those numbers against the...
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Season 2
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Episode 16
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27:02
Ep 15: 8 Creative Ways to Make Some Money on Your Home
Want to find ways to make some extra money to cover your mortgage payment but DO NOT want roommates? In this episode, we cover 8 creative ways to make some extra money on your home. Use this as a springboard to get your creativity going and thi...
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Season 2
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Episode 15
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19:16
Ep 14: Credit for Real Estate: What You Need to Know & Taking the Scare Factor Out of It
Most people agree that credit is important, but not many understand how or why credit works the way it does, especially as it relates to mortgages. We discuss what you need to know about credit in order to buy real estate: how do student loans ...
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Season 2
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Episode 14
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39:14
Ep 13: Q&A with a CPA
We interview a CPA who specializes in tax strategies for investors who own real estate. Learn why having taxable rental income is a good thing, why you should consider investing in real estate with a partner so you can get going sooner, and how...
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Season 2
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Episode 13
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32:39
Ep 12: Self-Employed Borrowers Can Buy Homes
What do self-employed borrowers need to know to be ready to finance a home? What paperwork do you need, how is your income analyzed, how long do you need to be working before you're eligible to buy? We deep dive on this and more. It's absolutel...
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Season 2
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Episode 12
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29:28
Ep 11: What is a Good Real Estate "Deal" Really? Season 1 FINALE!
We hear it all the time "I'm only buying if it's a deal." What does that even mean? Specifically, what does that mean when it comes to a rental or income producing property? How do you look at a property and calculate how much it will make you ...
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Season 1
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Episode 11
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54:21
Ep 10: Let's Talk About Interest Rates October 2022
Everyone is talking about interest rates: where they are, where they're going and if they're ever going to come down. We get into the nitty gritty of what to expect regarding interest rates and what you should look at when assessing the purchas...
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Season 1
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Episode 10
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53:47
Ep 09: How to Find the Right Realtor for Investment Properties
We've talked about how to find a Realtor to get you into a home. Now, how do you choose a Realtor to help you find an investment property? This may not be the same person. We discuss in detail to help you choose the right professional to repres...
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Season 1
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Episode 9
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55:43
Ep 08: How to Find a GOOD Realtor Part 2
Part two of our talk on how to find a not just a good but a GREAT residential Realtor. How do you find a Realtor if you don't know any? What questions should you ask ? How much do you pay ? Do you need a neighborhood specialist? We answer...
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Season 1
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Episode 8
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25:25